Insurance has become a critical consideration (and expense) for individuals and business today. With a convergence of factors including but not limited to increased litigation, greater risk exposure (whether perceived or genuine), broader income earning potential and heightened competition amongst policy providers, the need to identify, understand and implement the proper types of insurance coverage with the appropriate parties is critical: particularly for a higher-profile client such as a professional sports athlete, for example.

Disability insurance is a key form of insurance for persons of all types of employment and income levels, but one that receives particular interest with regard to professional athletes. And it is also often misunderstood, overlooked and/or poorly implemented. This topic is particularly timely in light of the r...